Yuma County, Arizona home prices
Typical home $276,759 · +0.4% in a year · property tax 0.61%
The typical home in Yuma County is worth $276,759, 34% less than the Arizona typical home ($416,733). Values changed +0.4% in the past year and +26.3% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($1,694 on the typical home), versus 0.44% statewide.
Mortgage on the typical Yuma County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,352 | $221,407 | $1,489 | $0 | $280 | $1,769 | $75,800 |
| 10% down | $27,676 | $249,083 | $1,676 | $104 | $280 | $2,059 | $88,200 |
| 5% down | $13,838 | $262,921 | $1,769 | $110 | $280 | $2,158 | $92,500 |
| 3.5% down (FHA) | $9,687 | $271,746 | $1,828 | $122 | $280 | $2,230 | $95,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Yuma metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Santa Cruz County | $273,922 | -0.4% | 0.61% |
| La Paz County | $261,246 | -1.1% | 0.64% |
| Cochise County | $260,551 | -0.4% | 0.6% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Navajo County | $393,934 | +0.4% | 0.59% |
Frequently asked questions
What is the average home price in Yuma County, AZ?
The typical home value in Yuma County is $276,759 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Yuma County?
About $75,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Yuma County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).