Mohave County, Arizona home prices
Typical home $349,812 · +2.0% in a year · property tax 0.44%
The typical home in Mohave County is worth $349,812, 16% less than the Arizona typical home ($416,733). Values changed +2.0% in the past year and +8.2% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($1,541 on the typical home), versus 0.44% statewide.
Mortgage on the typical Mohave County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,962 | $279,849 | $1,883 | $0 | $303 | $2,186 | $93,700 |
| 10% down | $34,981 | $314,830 | $2,118 | $131 | $303 | $2,552 | $109,400 |
| 5% down | $17,491 | $332,321 | $2,236 | $138 | $303 | $2,677 | $114,700 |
| 3.5% down (FHA) | $12,243 | $343,476 | $2,311 | $155 | $303 | $2,769 | $118,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Lake Havasu City metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pinal County | $359,830 | -2.2% | 0.47% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Navajo County | $393,934 | +0.4% | 0.59% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Yuma County | $276,759 | +0.4% | 0.61% |
| Santa Cruz County | $273,922 | -0.4% | 0.61% |
| La Paz County | $261,246 | -1.1% | 0.64% |
| Cochise County | $260,551 | -0.4% | 0.6% |
Frequently asked questions
What is the average home price in Mohave County, AZ?
The typical home value in Mohave County is $349,812 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mohave County?
About $93,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mohave County?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).