Graham County, Arizona home prices
Typical home $303,340 · +2.2% in a year · property tax 0.48%
The typical home in Graham County is worth $303,340, 27% less than the Arizona typical home ($416,733). Values changed +2.2% in the past year and +21.6% over five years. Homeowners here pay a median 0.48% of their home's value in property tax each year ($1,449 on the typical home), versus 0.44% statewide.
Mortgage on the typical Graham County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,668 | $242,672 | $1,632 | $0 | $272 | $1,905 | $81,600 |
| 10% down | $30,334 | $273,006 | $1,837 | $114 | $272 | $2,223 | $95,300 |
| 5% down | $15,167 | $288,173 | $1,939 | $120 | $272 | $2,331 | $99,900 |
| 3.5% down (FHA) | $10,617 | $297,845 | $2,004 | $134 | $272 | $2,410 | $103,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Safford metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Apache County | $319,753 | +1.1% | 0.9% |
| Yuma County | $276,759 | +0.4% | 0.61% |
| Santa Cruz County | $273,922 | -0.4% | 0.61% |
| Pima County | $335,772 | -1.8% | 0.71% |
| La Paz County | $261,246 | -1.1% | 0.64% |
| Cochise County | $260,551 | -0.4% | 0.6% |
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Navajo County | $393,934 | +0.4% | 0.59% |
Frequently asked questions
What is the average home price in Graham County, AZ?
The typical home value in Graham County is $303,340 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Graham County?
About $81,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Graham County?
The median effective rate is 0.48% of home value a year (Census ACS 2024 5-year estimates).