Safford, AZ home prices
Typical home $303,240 · +2.2% in a year · income needed $81,600
The Safford, AZ metro area ranks 315 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.2% in a year and +21.5% over five years. With 20% down at 7.11%, the typical home costs about $1,904 a month including 0.48% property tax (Graham County rate).
Mortgage on the typical Safford home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,648 | $242,592 | $1,632 | $0 | $272 | $1,904 | $81,600 |
| 10% down | $30,324 | $272,916 | $1,836 | $114 | $272 | $2,222 | $95,200 |
| 5% down | $15,162 | $288,078 | $1,938 | $120 | $272 | $2,330 | $99,900 |
| 3.5% down (FHA) | $10,613 | $297,748 | $2,003 | $134 | $272 | $2,409 | $103,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Safford area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Graham County, AZ | $303,340 | +2.2% | 0.48% |
What can you afford in Arizona on your salary? · Arizona home prices · Salaries in Arizona
Frequently asked questions
How much is a house in Safford?
The typical home in the Safford, AZ metro area is worth $303,240 (Zillow, September 2026).
What salary do you need to buy a house in Safford?
About $81,600 a year for the typical home with 20% down at 7.11%.