Pima County, Arizona home prices
Typical home $335,772 · -1.8% in a year · property tax 0.71%
The typical home in Pima County is worth $335,772, 19% less than the Arizona typical home ($416,733). Values changed -1.8% in the past year and +9.6% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($2,386 on the typical home), versus 0.44% statewide.
Mortgage on the typical Pima County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,154 | $268,617 | $1,807 | $0 | $367 | $2,174 | $93,200 |
| 10% down | $33,577 | $302,194 | $2,033 | $126 | $367 | $2,526 | $108,200 |
| 5% down | $16,789 | $318,983 | $2,146 | $133 | $367 | $2,645 | $113,400 |
| 3.5% down (FHA) | $11,752 | $329,690 | $2,218 | $149 | $367 | $2,733 | $117,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Tucson metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mohave County | $349,812 | +2.0% | 0.44% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Navajo County | $393,934 | +0.4% | 0.59% |
| Yuma County | $276,759 | +0.4% | 0.61% |
| Santa Cruz County | $273,922 | -0.4% | 0.61% |
| La Paz County | $261,246 | -1.1% | 0.64% |
| Cochise County | $260,551 | -0.4% | 0.6% |
Frequently asked questions
What is the average home price in Pima County, AZ?
The typical home value in Pima County is $335,772 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pima County?
About $93,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pima County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).