Tucson, AZ home prices
Typical home $335,747 · -1.8% in a year · income needed $93,200
The Tucson, AZ metro area ranks 247 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.8% in a year and +9.6% over five years. With 20% down at 7.11%, the typical home costs about $2,174 a month including 0.71% property tax (Pima County rate).
Mortgage on the typical Tucson home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,149 | $268,597 | $1,807 | $0 | $367 | $2,174 | $93,200 |
| 10% down | $33,575 | $302,172 | $2,033 | $126 | $367 | $2,525 | $108,200 |
| 5% down | $16,787 | $318,959 | $2,146 | $133 | $367 | $2,645 | $113,400 |
| 3.5% down (FHA) | $11,751 | $329,665 | $2,218 | $148 | $367 | $2,733 | $117,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Tucson area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pima County, AZ | $335,772 | -1.8% | 0.71% |
What can you afford in Arizona on your salary? · Arizona home prices · Salaries in Arizona
Frequently asked questions
How much is a house in Tucson?
The typical home in the Tucson, AZ metro area is worth $335,747 (Zillow, September 2026).
What salary do you need to buy a house in Tucson?
About $93,200 a year for the typical home with 20% down at 7.11%.