Pinal County, Arizona home prices
Typical home $359,830 · -2.2% in a year · property tax 0.47%
The typical home in Pinal County is worth $359,830, 14% less than the Arizona typical home ($416,733). Values changed -2.2% in the past year and +0.8% over five years. Homeowners here pay a median 0.47% of their home's value in property tax each year ($1,687 on the typical home), versus 0.44% statewide.
Mortgage on the typical Pinal County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,966 | $287,864 | $1,936 | $0 | $320 | $2,257 | $96,700 |
| 10% down | $35,983 | $323,847 | $2,179 | $135 | $320 | $2,634 | $112,900 |
| 5% down | $17,991 | $341,838 | $2,300 | $142 | $320 | $2,762 | $118,400 |
| 3.5% down (FHA) | $12,594 | $353,312 | $2,377 | $159 | $320 | $2,856 | $122,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Phoenix metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Navajo County | $393,934 | +0.4% | 0.59% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Yuma County | $276,759 | +0.4% | 0.61% |
| Santa Cruz County | $273,922 | -0.4% | 0.61% |
| Maricopa County | $455,168 | -0.9% | 0.44% |
| La Paz County | $261,246 | -1.1% | 0.64% |
Frequently asked questions
What is the average home price in Pinal County, AZ?
The typical home value in Pinal County is $359,830 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pinal County?
About $96,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pinal County?
The median effective rate is 0.47% of home value a year (Census ACS 2024 5-year estimates).