Maricopa County, Arizona home prices
Typical home $455,168 · -0.9% in a year · property tax 0.44%
The typical home in Maricopa County is worth $455,168, 9% more than the Arizona typical home ($416,733). Values changed -0.9% in the past year and +6.6% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($1,993 on the typical home), versus 0.44% statewide.
Mortgage on the typical Maricopa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $91,034 | $364,135 | $2,450 | $0 | $394 | $2,843 | $121,900 |
| 10% down | $45,517 | $409,652 | $2,756 | $171 | $394 | $3,320 | $142,300 |
| 5% down | $22,758 | $432,410 | $2,909 | $180 | $394 | $3,483 | $149,300 |
| 3.5% down (FHA) | $15,931 | $446,924 | $3,006 | $201 | $394 | $3,602 | $154,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Phoenix metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yavapai County | $496,923 | -0.0% | 0.41% |
| Navajo County | $393,934 | +0.4% | 0.59% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Coconino County | $618,865 | +0.2% | 0.46% |
| Yuma County | $276,759 | +0.4% | 0.61% |
Frequently asked questions
What is the average home price in Maricopa County, AZ?
The typical home value in Maricopa County is $455,168 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Maricopa County?
About $121,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Maricopa County?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).