Coconino County, Arizona home prices
Typical home $618,865 · +0.2% in a year · property tax 0.46%
The typical home in Coconino County is worth $618,865, 49% more than the Arizona typical home ($416,733). Values changed +0.2% in the past year and +22.5% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($2,833 on the typical home), versus 0.44% statewide.
Mortgage on the typical Coconino County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $123,773 | $495,092 | $3,331 | $0 | $546 | $3,876 | $166,100 |
| 10% down | $61,886 | $556,978 | $3,747 | $232 | $546 | $4,524 | $193,900 |
| 5% down | $30,943 | $587,922 | $3,955 | $245 | $546 | $4,745 | $203,400 |
| 3.5% down (FHA) | $21,660 | $607,656 | $4,088 | $274 | $546 | $4,907 | $210,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona · part of the Flagstaff metro area.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yavapai County | $496,923 | -0.0% | 0.41% |
| Maricopa County | $455,168 | -0.9% | 0.44% |
| Navajo County | $393,934 | +0.4% | 0.59% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Yuma County | $276,759 | +0.4% | 0.61% |
Frequently asked questions
What is the average home price in Coconino County, AZ?
The typical home value in Coconino County is $618,865 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Coconino County?
About $166,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Coconino County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).