La Paz County, Arizona home prices
Typical home $261,246 · -1.1% in a year · property tax 0.64%
The typical home in La Paz County is worth $261,246, 37% less than the Arizona typical home ($416,733). Values changed -1.1% in the past year and +18.2% over five years. Homeowners here pay a median 0.64% of their home's value in property tax each year ($1,679 on the typical home), versus 0.44% statewide.
Mortgage on the typical La Paz County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,249 | $208,997 | $1,406 | $0 | $271 | $1,677 | $71,900 |
| 10% down | $26,125 | $235,122 | $1,582 | $98 | $271 | $1,950 | $83,600 |
| 5% down | $13,062 | $248,184 | $1,670 | $103 | $271 | $2,044 | $87,600 |
| 3.5% down (FHA) | $9,144 | $256,514 | $1,726 | $116 | $271 | $2,112 | $90,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cochise County | $260,551 | -0.4% | 0.6% |
| Santa Cruz County | $273,922 | -0.4% | 0.61% |
| Yuma County | $276,759 | +0.4% | 0.61% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Greenlee County | $158,270 | -10.3% | 0.33% |
| Gila County | $385,173 | -0.2% | 0.51% |
Frequently asked questions
What is the average home price in La Paz County, AZ?
The typical home value in La Paz County is $261,246 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in La Paz County?
About $71,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in La Paz County?
The median effective rate is 0.64% of home value a year (Census ACS 2024 5-year estimates).