Kendall County, Texas home prices
Typical home $587,336 · -0.8% in a year · property tax 1.1%
The typical home in Kendall County is worth $587,336, 98% more than the Texas typical home ($296,424). Values changed -0.8% in the past year and +9.6% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($6,479 on the typical home), versus 1.32% statewide.
Mortgage on the typical Kendall County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $117,467 | $469,869 | $3,161 | $0 | $834 | $3,994 | $171,200 |
| 10% down | $58,734 | $528,602 | $3,556 | $220 | $834 | $4,610 | $197,600 |
| 5% down | $29,367 | $557,969 | $3,753 | $232 | $834 | $4,820 | $206,600 |
| 3.5% down (FHA) | $20,557 | $576,698 | $3,879 | $260 | $834 | $4,973 | $213,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the San Antonio metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Blanco County | $567,417 | -4.0% | 0.93% |
| Gillespie County | $504,348 | -3.1% | 0.98% |
| Collin County | $477,505 | -4.7% | 1.58% |
| Travis County | $461,123 | -3.6% | 1.48% |
| Llano County | $446,002 | -4.1% | 0.75% |
| Parker County | $443,613 | -0.1% | 1.4% |
| Fayette County | $437,101 | -3.6% | 0.89% |
| Denton County | $432,421 | -2.9% | 1.61% |
| Comal County | $431,172 | -1.0% | 1.13% |
| Austin County | $420,802 | +0.2% | 1.16% |
Frequently asked questions
What is the average home price in Kendall County, TX?
The typical home value in Kendall County is $587,336 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kendall County?
About $171,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kendall County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).