Fayette County, Texas home prices
Typical home $437,101 · -3.6% in a year · property tax 0.89%
The typical home in Fayette County is worth $437,101, 47% more than the Texas typical home ($296,424). Values changed -3.6% in the past year and +7.3% over five years. Homeowners here pay a median 0.89% of their home's value in property tax each year ($3,883 on the typical home), versus 1.32% statewide.
Mortgage on the typical Fayette County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $87,420 | $349,681 | $2,352 | $0 | $542 | $2,894 | $124,000 |
| 10% down | $43,710 | $393,391 | $2,646 | $164 | $542 | $3,352 | $143,700 |
| 5% down | $21,855 | $415,246 | $2,793 | $173 | $542 | $3,509 | $150,400 |
| 3.5% down (FHA) | $15,299 | $429,184 | $2,887 | $193 | $542 | $3,623 | $155,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Denton County | $432,421 | -2.9% | 1.61% |
| Comal County | $431,172 | -1.0% | 1.13% |
| Parker County | $443,613 | -0.1% | 1.4% |
| Llano County | $446,002 | -4.1% | 0.75% |
| Austin County | $420,802 | +0.2% | 1.16% |
| Burnet County | $419,257 | -2.4% | 1.06% |
| Travis County | $461,123 | -3.6% | 1.48% |
| Rockwall County | $409,262 | -2.3% | 1.54% |
| Somervell County | $408,550 | +1.1% | 0.91% |
| Collin County | $477,505 | -4.7% | 1.58% |
Frequently asked questions
What is the average home price in Fayette County, TX?
The typical home value in Fayette County is $437,101 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fayette County?
About $124,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fayette County?
The median effective rate is 0.89% of home value a year (Census ACS 2024 5-year estimates).