Travis County, Texas home prices
Typical home $461,123 · -3.6% in a year · property tax 1.48%
The typical home in Travis County is worth $461,123, 56% more than the Texas typical home ($296,424). Values changed -3.6% in the past year and -15.3% over five years. Homeowners here pay a median 1.48% of their home's value in property tax each year ($6,813 on the typical home), versus 1.32% statewide.
Mortgage on the typical Travis County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $92,225 | $368,899 | $2,482 | $0 | $798 | $3,280 | $140,600 |
| 10% down | $46,112 | $415,011 | $2,792 | $173 | $798 | $3,763 | $161,300 |
| 5% down | $23,056 | $438,067 | $2,947 | $183 | $798 | $3,928 | $168,300 |
| 3.5% down (FHA) | $16,139 | $452,771 | $3,046 | $204 | $798 | $4,048 | $173,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Austin metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Llano County | $446,002 | -4.1% | 0.75% |
| Collin County | $477,505 | -4.7% | 1.58% |
| Parker County | $443,613 | -0.1% | 1.4% |
| Fayette County | $437,101 | -3.6% | 0.89% |
| Denton County | $432,421 | -2.9% | 1.61% |
| Comal County | $431,172 | -1.0% | 1.13% |
| Austin County | $420,802 | +0.2% | 1.16% |
| Burnet County | $419,257 | -2.4% | 1.06% |
| Gillespie County | $504,348 | -3.1% | 0.98% |
| Rockwall County | $409,262 | -2.3% | 1.54% |
Frequently asked questions
What is the average home price in Travis County, TX?
The typical home value in Travis County is $461,123 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Travis County?
About $140,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Travis County?
The median effective rate is 1.48% of home value a year (Census ACS 2024 5-year estimates).