Llano County, Texas home prices
Typical home $446,002 · -4.1% in a year · property tax 0.75%
The typical home in Llano County is worth $446,002, 50% more than the Texas typical home ($296,424). Values changed -4.1% in the past year and -1.3% over five years. Homeowners here pay a median 0.75% of their home's value in property tax each year ($3,325 on the typical home), versus 1.32% statewide.
Mortgage on the typical Llano County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,200 | $356,801 | $2,400 | $0 | $500 | $2,900 | $124,300 |
| 10% down | $44,600 | $401,402 | $2,700 | $167 | $500 | $3,368 | $144,300 |
| 5% down | $22,300 | $423,702 | $2,850 | $177 | $500 | $3,527 | $151,200 |
| 3.5% down (FHA) | $15,610 | $437,924 | $2,946 | $197 | $500 | $3,643 | $156,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Parker County | $443,613 | -0.1% | 1.4% |
| Fayette County | $437,101 | -3.6% | 0.89% |
| Denton County | $432,421 | -2.9% | 1.61% |
| Comal County | $431,172 | -1.0% | 1.13% |
| Travis County | $461,123 | -3.6% | 1.48% |
| Austin County | $420,802 | +0.2% | 1.16% |
| Burnet County | $419,257 | -2.4% | 1.06% |
| Collin County | $477,505 | -4.7% | 1.58% |
| Rockwall County | $409,262 | -2.3% | 1.54% |
| Somervell County | $408,550 | +1.1% | 0.91% |
Frequently asked questions
What is the average home price in Llano County, TX?
The typical home value in Llano County is $446,002 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Llano County?
About $124,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Llano County?
The median effective rate is 0.75% of home value a year (Census ACS 2024 5-year estimates).