Parker County, Texas home prices
Typical home $443,613 · -0.1% in a year · property tax 1.4%
The typical home in Parker County is worth $443,613, 50% more than the Texas typical home ($296,424). Values changed -0.1% in the past year and +15.1% over five years. Homeowners here pay a median 1.4% of their home's value in property tax each year ($6,195 on the typical home), versus 1.32% statewide.
Mortgage on the typical Parker County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $88,723 | $354,890 | $2,387 | $0 | $738 | $3,125 | $133,900 |
| 10% down | $44,361 | $399,252 | $2,686 | $166 | $738 | $3,590 | $153,900 |
| 5% down | $22,181 | $421,432 | $2,835 | $176 | $738 | $3,749 | $160,700 |
| 3.5% down (FHA) | $15,526 | $435,578 | $2,930 | $196 | $738 | $3,864 | $165,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Dallas metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Llano County | $446,002 | -4.1% | 0.75% |
| Fayette County | $437,101 | -3.6% | 0.89% |
| Denton County | $432,421 | -2.9% | 1.61% |
| Comal County | $431,172 | -1.0% | 1.13% |
| Travis County | $461,123 | -3.6% | 1.48% |
| Austin County | $420,802 | +0.2% | 1.16% |
| Burnet County | $419,257 | -2.4% | 1.06% |
| Collin County | $477,505 | -4.7% | 1.58% |
| Rockwall County | $409,262 | -2.3% | 1.54% |
| Somervell County | $408,550 | +1.1% | 0.91% |
Frequently asked questions
What is the average home price in Parker County, TX?
The typical home value in Parker County is $443,613 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Parker County?
About $133,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Parker County?
The median effective rate is 1.4% of home value a year (Census ACS 2024 5-year estimates).