Comal County, Texas home prices
Typical home $431,172 · -1.0% in a year · property tax 1.13%
The typical home in Comal County is worth $431,172, 45% more than the Texas typical home ($296,424). Values changed -1.0% in the past year and +3.8% over five years. Homeowners here pay a median 1.13% of their home's value in property tax each year ($4,878 on the typical home), versus 1.32% statewide.
Mortgage on the typical Comal County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $86,234 | $344,938 | $2,320 | $0 | $622 | $2,942 | $126,100 |
| 10% down | $43,117 | $388,055 | $2,610 | $162 | $622 | $3,394 | $145,500 |
| 5% down | $21,559 | $409,614 | $2,755 | $171 | $622 | $3,548 | $152,100 |
| 3.5% down (FHA) | $15,091 | $423,363 | $2,848 | $191 | $622 | $3,661 | $156,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.13% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the San Antonio metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Denton County | $432,421 | -2.9% | 1.61% |
| Fayette County | $437,101 | -3.6% | 0.89% |
| Austin County | $420,802 | +0.2% | 1.16% |
| Burnet County | $419,257 | -2.4% | 1.06% |
| Parker County | $443,613 | -0.1% | 1.4% |
| Llano County | $446,002 | -4.1% | 0.75% |
| Rockwall County | $409,262 | -2.3% | 1.54% |
| Somervell County | $408,550 | +1.1% | 0.91% |
| Travis County | $461,123 | -3.6% | 1.48% |
| Wilson County | $395,462 | -0.2% | 1.22% |
Frequently asked questions
What is the average home price in Comal County, TX?
The typical home value in Comal County is $431,172 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Comal County?
About $126,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Comal County?
The median effective rate is 1.13% of home value a year (Census ACS 2024 5-year estimates).