Wilson County, Texas home prices
Typical home $395,462 · -0.2% in a year · property tax 1.22%
The typical home in Wilson County is worth $395,462, 33% more than the Texas typical home ($296,424). Values changed -0.2% in the past year and +10.5% over five years. Homeowners here pay a median 1.22% of their home's value in property tax each year ($4,835 on the typical home), versus 1.32% statewide.
Mortgage on the typical Wilson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $79,092 | $316,370 | $2,128 | $0 | $601 | $2,729 | $117,000 |
| 10% down | $39,546 | $355,916 | $2,394 | $148 | $601 | $3,143 | $134,700 |
| 5% down | $19,773 | $375,689 | $2,527 | $157 | $601 | $3,284 | $140,800 |
| 3.5% down (FHA) | $13,841 | $388,299 | $2,612 | $175 | $601 | $3,388 | $145,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the San Antonio metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Williamson County | $394,699 | -4.8% | 1.61% |
| Somervell County | $408,550 | +1.1% | 0.91% |
| Rockwall County | $409,262 | -2.3% | 1.54% |
| Hood County | $379,202 | +0.2% | 1.05% |
| Fort Bend County | $374,185 | -2.1% | 1.86% |
| Burnet County | $419,257 | -2.4% | 1.06% |
| Ellis County | $370,493 | -0.8% | 1.35% |
| Austin County | $420,802 | +0.2% | 1.16% |
| Wise County | $370,072 | -0.3% | 1.14% |
| Kerr County | $367,529 | -1.9% | 0.97% |
Frequently asked questions
What is the average home price in Wilson County, TX?
The typical home value in Wilson County is $395,462 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wilson County?
About $117,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wilson County?
The median effective rate is 1.22% of home value a year (Census ACS 2024 5-year estimates).