Hood County, Texas home prices
Typical home $379,202 · +0.2% in a year · property tax 1.05%
The typical home in Hood County is worth $379,202, 28% more than the Texas typical home ($296,424). Values changed +0.2% in the past year and +10.7% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($3,981 on the typical home), versus 1.32% statewide.
Mortgage on the typical Hood County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $75,840 | $303,362 | $2,041 | $0 | $521 | $2,562 | $109,800 |
| 10% down | $37,920 | $341,282 | $2,296 | $142 | $521 | $2,959 | $126,800 |
| 5% down | $18,960 | $360,242 | $2,423 | $150 | $521 | $3,095 | $132,600 |
| 3.5% down (FHA) | $13,272 | $372,334 | $2,505 | $168 | $521 | $3,194 | $136,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fort Bend County | $374,185 | -2.1% | 1.86% |
| Ellis County | $370,493 | -0.8% | 1.35% |
| Wise County | $370,072 | -0.3% | 1.14% |
| Kerr County | $367,529 | -1.9% | 0.97% |
| Hays County | $366,672 | -3.4% | 1.66% |
| Mills County | $364,056 | +5.7% | 0.78% |
| Washington County | $363,966 | +0.2% | 1.09% |
| Williamson County | $394,699 | -4.8% | 1.61% |
| Wilson County | $395,462 | -0.2% | 1.22% |
| Waller County | $358,663 | -1.8% | 1.27% |
Frequently asked questions
What is the average home price in Hood County, TX?
The typical home value in Hood County is $379,202 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hood County?
About $109,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hood County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).