Waller County, Texas home prices
Typical home $358,663 · -1.8% in a year · property tax 1.27%
The typical home in Waller County is worth $358,663, 21% more than the Texas typical home ($296,424). Values changed -1.8% in the past year and +8.6% over five years. Homeowners here pay a median 1.27% of their home's value in property tax each year ($4,553 on the typical home), versus 1.32% statewide.
Mortgage on the typical Waller County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,733 | $286,930 | $1,930 | $0 | $559 | $2,489 | $106,700 |
| 10% down | $35,866 | $322,797 | $2,171 | $134 | $559 | $2,865 | $122,800 |
| 5% down | $17,933 | $340,730 | $2,292 | $142 | $559 | $2,993 | $128,300 |
| 3.5% down (FHA) | $12,553 | $352,167 | $2,369 | $159 | $559 | $3,086 | $132,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Houston metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $363,966 | +0.2% | 1.09% |
| Mills County | $364,056 | +5.7% | 0.78% |
| Lee County | $351,670 | -0.0% | 0.96% |
| Bastrop County | $351,578 | -4.6% | 1.41% |
| Hays County | $366,672 | -3.4% | 1.66% |
| Grimes County | $350,588 | -1.8% | 1.02% |
| Kerr County | $367,529 | -1.9% | 0.97% |
| Chambers County | $348,474 | +0.4% | 1.05% |
| Wise County | $370,072 | -0.3% | 1.14% |
| Ellis County | $370,493 | -0.8% | 1.35% |
Frequently asked questions
What is the average home price in Waller County, TX?
The typical home value in Waller County is $358,663 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Waller County?
About $106,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Waller County?
The median effective rate is 1.27% of home value a year (Census ACS 2024 5-year estimates).