Bastrop County, Texas home prices
Typical home $351,578 · -4.6% in a year · property tax 1.41%
The typical home in Bastrop County is worth $351,578, 19% more than the Texas typical home ($296,424). Values changed -4.6% in the past year and -0.0% over five years. Homeowners here pay a median 1.41% of their home's value in property tax each year ($4,973 on the typical home), versus 1.32% statewide.
Mortgage on the typical Bastrop County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,316 | $281,262 | $1,892 | $0 | $590 | $2,482 | $106,400 |
| 10% down | $35,158 | $316,420 | $2,129 | $132 | $590 | $2,851 | $122,200 |
| 5% down | $17,579 | $333,999 | $2,247 | $139 | $590 | $2,976 | $127,600 |
| 3.5% down (FHA) | $12,305 | $345,210 | $2,322 | $155 | $590 | $3,068 | $131,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Austin metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lee County | $351,670 | -0.0% | 0.96% |
| Grimes County | $350,588 | -1.8% | 1.02% |
| Chambers County | $348,474 | +0.4% | 1.05% |
| Kimble County | $344,722 | +5.6% | 1.27% |
| Waller County | $358,663 | -1.8% | 1.27% |
| Mason County | $344,398 | -0.5% | 0.84% |
| Montgomery County | $340,504 | -1.4% | 1.52% |
| Washington County | $363,966 | +0.2% | 1.09% |
| Mills County | $364,056 | +5.7% | 0.78% |
| Erath County | $338,569 | -0.2% | 1.07% |
Frequently asked questions
What is the average home price in Bastrop County, TX?
The typical home value in Bastrop County is $351,578 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bastrop County?
About $106,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bastrop County?
The median effective rate is 1.41% of home value a year (Census ACS 2024 5-year estimates).