Mason County, Texas home prices
Typical home $344,398 · -0.5% in a year · property tax 0.84%
The typical home in Mason County is worth $344,398, 16% more than the Texas typical home ($296,424). Values changed -0.5% in the past year and +13.0% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($2,887 on the typical home), versus 1.32% statewide.
Mortgage on the typical Mason County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $68,880 | $275,518 | $1,853 | $0 | $413 | $2,266 | $97,100 |
| 10% down | $34,440 | $309,958 | $2,085 | $129 | $413 | $2,627 | $112,600 |
| 5% down | $17,220 | $327,178 | $2,201 | $136 | $413 | $2,750 | $117,900 |
| 3.5% down (FHA) | $12,054 | $338,160 | $2,275 | $152 | $413 | $2,840 | $121,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kimble County | $344,722 | +5.6% | 1.27% |
| Montgomery County | $340,504 | -1.4% | 1.52% |
| Chambers County | $348,474 | +0.4% | 1.05% |
| Erath County | $338,569 | -0.2% | 1.07% |
| Grimes County | $350,588 | -1.8% | 1.02% |
| Bastrop County | $351,578 | -4.6% | 1.41% |
| Lee County | $351,670 | -0.0% | 0.96% |
| Johnson County | $336,224 | -1.1% | 1.24% |
| Waller County | $358,663 | -1.8% | 1.27% |
| Midland County | $329,884 | +1.7% | 1.23% |
Frequently asked questions
What is the average home price in Mason County, TX?
The typical home value in Mason County is $344,398 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mason County?
About $97,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mason County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).