Johnson County, Texas home prices
Typical home $336,224 · -1.1% in a year · property tax 1.24%
The typical home in Johnson County is worth $336,224, 13% more than the Texas typical home ($296,424). Values changed -1.1% in the past year and +12.2% over five years. Homeowners here pay a median 1.24% of their home's value in property tax each year ($4,183 on the typical home), versus 1.32% statewide.
Mortgage on the typical Johnson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,245 | $268,979 | $1,809 | $0 | $517 | $2,326 | $99,700 |
| 10% down | $33,622 | $302,601 | $2,036 | $126 | $517 | $2,678 | $114,800 |
| 5% down | $16,811 | $319,412 | $2,149 | $133 | $517 | $2,798 | $119,900 |
| 3.5% down (FHA) | $11,768 | $330,134 | $2,221 | $149 | $517 | $2,886 | $123,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Dallas metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Erath County | $338,569 | -0.2% | 1.07% |
| Montgomery County | $340,504 | -1.4% | 1.52% |
| Midland County | $329,884 | +1.7% | 1.23% |
| Bandera County | $328,128 | -2.5% | 0.88% |
| Mason County | $344,398 | -0.5% | 0.84% |
| Kimble County | $344,722 | +5.6% | 1.27% |
| Chambers County | $348,474 | +0.4% | 1.05% |
| Brazoria County | $323,788 | -1.3% | 1.66% |
| Grimes County | $350,588 | -1.8% | 1.02% |
| Bastrop County | $351,578 | -4.6% | 1.41% |
Frequently asked questions
What is the average home price in Johnson County, TX?
The typical home value in Johnson County is $336,224 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Johnson County?
About $99,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Johnson County?
The median effective rate is 1.24% of home value a year (Census ACS 2024 5-year estimates).