Brazoria County, Texas home prices
Typical home $323,788 · -1.3% in a year · property tax 1.66%
The typical home in Brazoria County is worth $323,788, 9% more than the Texas typical home ($296,424). Values changed -1.3% in the past year and +12.9% over five years. Homeowners here pay a median 1.66% of their home's value in property tax each year ($5,369 on the typical home), versus 1.32% statewide.
Mortgage on the typical Brazoria County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,758 | $259,031 | $1,743 | $0 | $609 | $2,352 | $100,800 |
| 10% down | $32,379 | $291,409 | $1,960 | $121 | $609 | $2,691 | $115,300 |
| 5% down | $16,189 | $307,599 | $2,069 | $128 | $609 | $2,807 | $120,300 |
| 3.5% down (FHA) | $11,333 | $317,924 | $2,139 | $143 | $609 | $2,891 | $123,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Houston metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bandera County | $328,128 | -2.5% | 0.88% |
| Tarrant County | $318,481 | -0.8% | 1.65% |
| Cooke County | $318,246 | -0.8% | 1.19% |
| Midland County | $329,884 | +1.7% | 1.23% |
| Medina County | $317,400 | -2.3% | 1.32% |
| Galveston County | $316,541 | -1.1% | 1.41% |
| Franklin County | $311,993 | +2.6% | 0.89% |
| Lampasas County | $311,545 | +1.9% | 1.17% |
| Johnson County | $336,224 | -1.1% | 1.24% |
| Brazos County | $310,538 | -0.2% | 1.54% |
Frequently asked questions
What is the average home price in Brazoria County, TX?
The typical home value in Brazoria County is $323,788 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Brazoria County?
About $100,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Brazoria County?
The median effective rate is 1.66% of home value a year (Census ACS 2024 5-year estimates).