Lampasas County, Texas home prices
Typical home $311,545 · +1.9% in a year · property tax 1.17%
The typical home in Lampasas County is worth $311,545, 5% more than the Texas typical home ($296,424). Values changed +1.9% in the past year and +22.2% over five years. Homeowners here pay a median 1.17% of their home's value in property tax each year ($3,644 on the typical home), versus 1.32% statewide.
Mortgage on the typical Lampasas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,309 | $249,236 | $1,677 | $0 | $459 | $2,136 | $91,500 |
| 10% down | $31,154 | $280,390 | $1,886 | $117 | $459 | $2,462 | $105,500 |
| 5% down | $15,577 | $295,967 | $1,991 | $123 | $459 | $2,574 | $110,300 |
| 3.5% down (FHA) | $10,904 | $305,902 | $2,058 | $138 | $459 | $2,655 | $113,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.17% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Killeen metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Franklin County | $311,993 | +2.6% | 0.89% |
| Brazos County | $310,538 | -0.2% | 1.54% |
| Galveston County | $316,541 | -1.1% | 1.41% |
| Medina County | $317,400 | -2.3% | 1.32% |
| Cooke County | $318,246 | -0.8% | 1.19% |
| Dallas County | $304,821 | -1.6% | 1.58% |
| Tarrant County | $318,481 | -0.8% | 1.65% |
| Leon County | $304,189 | +1.3% | 0.69% |
| Brazoria County | $323,788 | -1.3% | 1.66% |
| Aransas County | $296,412 | -4.8% | 1.02% |
Frequently asked questions
What is the average home price in Lampasas County, TX?
The typical home value in Lampasas County is $311,545 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lampasas County?
About $91,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lampasas County?
The median effective rate is 1.17% of home value a year (Census ACS 2024 5-year estimates).