Killeen, TX home prices
Typical home $248,024 · -1.5% in a year · income needed $75,300
The Killeen, TX metro area ranks 457 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.5% in a year and +12.4% over five years. With 20% down at 7.11%, the typical home costs about $1,757 a month including 1.44% property tax (Bell County rate).
Mortgage on the typical Killeen home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,605 | $198,419 | $1,335 | $0 | $422 | $1,757 | $75,300 |
| 10% down | $24,802 | $223,221 | $1,502 | $93 | $422 | $2,017 | $86,400 |
| 5% down | $12,401 | $235,623 | $1,585 | $98 | $422 | $2,105 | $90,200 |
| 3.5% down (FHA) | $8,681 | $243,531 | $1,638 | $110 | $422 | $2,170 | $93,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Killeen area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bell County, TX | $247,929 | -1.9% | 1.44% |
| Coryell County, TX | $224,581 | +0.7% | 1.36% |
| Lampasas County, TX | $311,545 | +1.9% | 1.17% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Killeen?
The typical home in the Killeen, TX metro area is worth $248,024 (Zillow, September 2026).
What salary do you need to buy a house in Killeen?
About $75,300 a year for the typical home with 20% down at 7.11%.