Dallas County, Texas home prices
Typical home $304,821 · -1.6% in a year · property tax 1.58%
The typical home in Dallas County is worth $304,821, 3% more than the Texas typical home ($296,424). Values changed -1.6% in the past year and +12.0% over five years. Homeowners here pay a median 1.58% of their home's value in property tax each year ($4,827 on the typical home), versus 1.32% statewide.
Mortgage on the typical Dallas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,964 | $243,857 | $1,640 | $0 | $555 | $2,195 | $94,100 |
| 10% down | $30,482 | $274,339 | $1,845 | $114 | $555 | $2,514 | $107,800 |
| 5% down | $15,241 | $289,580 | $1,948 | $121 | $555 | $2,623 | $112,400 |
| 3.5% down (FHA) | $10,669 | $299,300 | $2,013 | $135 | $555 | $2,703 | $115,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Dallas metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Leon County | $304,189 | +1.3% | 0.69% |
| Brazos County | $310,538 | -0.2% | 1.54% |
| Lampasas County | $311,545 | +1.9% | 1.17% |
| Franklin County | $311,993 | +2.6% | 0.89% |
| Aransas County | $296,412 | -4.8% | 1.02% |
| Galveston County | $316,541 | -1.1% | 1.41% |
| Guadalupe County | $293,039 | -1.8% | 1.43% |
| Kaufman County | $292,707 | -3.8% | 1.68% |
| Medina County | $317,400 | -2.3% | 1.32% |
| Colorado County | $291,555 | -3.7% | 1.05% |
Frequently asked questions
What is the average home price in Dallas County, TX?
The typical home value in Dallas County is $304,821 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dallas County?
About $94,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dallas County?
The median effective rate is 1.58% of home value a year (Census ACS 2024 5-year estimates).