Colorado County, Texas home prices
Typical home $291,555 · -3.7% in a year · property tax 1.05%
The typical home in Colorado County is worth $291,555, about the same as the Texas typical home ($296,424). Values changed -3.7% in the past year and +3.2% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($3,063 on the typical home), versus 1.32% statewide.
Mortgage on the typical Colorado County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,311 | $233,244 | $1,569 | $0 | $401 | $1,970 | $84,400 |
| 10% down | $29,155 | $262,399 | $1,765 | $109 | $401 | $2,276 | $97,500 |
| 5% down | $14,578 | $276,977 | $1,863 | $115 | $401 | $2,380 | $102,000 |
| 3.5% down (FHA) | $10,204 | $286,274 | $1,926 | $129 | $401 | $2,456 | $105,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kaufman County | $292,707 | -3.8% | 1.68% |
| Rains County | $290,163 | +2.6% | 1.02% |
| Guadalupe County | $293,039 | -1.8% | 1.43% |
| Lavaca County | $289,905 | +1.4% | 0.89% |
| Aransas County | $296,412 | -4.8% | 1.02% |
| Palo Pinto County | $283,776 | +0.4% | 1.11% |
| Fannin County | $282,735 | -1.3% | 1.08% |
| Grayson County | $280,311 | -4.6% | 1.27% |
| Caldwell County | $280,021 | -5.1% | 1.35% |
| Real County | $279,435 | -1.1% | 1.07% |
Frequently asked questions
What is the average home price in Colorado County, TX?
The typical home value in Colorado County is $291,555 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Colorado County?
About $84,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Colorado County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).