Real County, Texas home prices
Typical home $279,435 · -1.1% in a year · property tax 1.07%
The typical home in Real County is worth $279,435, 6% less than the Texas typical home ($296,424). Values changed -1.1% in the past year and -2.6% over five years. Homeowners here pay a median 1.07% of their home's value in property tax each year ($2,998 on the typical home), versus 1.32% statewide.
Mortgage on the typical Real County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,887 | $223,548 | $1,504 | $0 | $390 | $1,893 | $81,100 |
| 10% down | $27,943 | $251,491 | $1,692 | $105 | $390 | $2,186 | $93,700 |
| 5% down | $13,972 | $265,463 | $1,786 | $111 | $390 | $2,286 | $98,000 |
| 3.5% down (FHA) | $9,780 | $274,374 | $1,846 | $124 | $390 | $2,359 | $101,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.07% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Caldwell County | $280,021 | -5.1% | 1.35% |
| Madison County | $278,799 | -1.9% | 0.98% |
| Grayson County | $280,311 | -4.6% | 1.27% |
| Harris County | $276,524 | -2.0% | 1.62% |
| Van Zandt County | $276,416 | -0.1% | 1.03% |
| Fannin County | $282,735 | -1.3% | 1.08% |
| Glasscock County | $275,886 | +5.8% | 0.55% |
| Palo Pinto County | $283,776 | +0.4% | 1.11% |
| Walker County | $274,264 | +0.3% | 1.18% |
| Hunt County | $271,566 | -2.3% | 1.24% |
Frequently asked questions
What is the average home price in Real County, TX?
The typical home value in Real County is $279,435 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Real County?
About $81,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Real County?
The median effective rate is 1.07% of home value a year (Census ACS 2024 5-year estimates).