Walker County, Texas home prices
Typical home $274,264 · +0.3% in a year · property tax 1.18%
The typical home in Walker County is worth $274,264, 7% less than the Texas typical home ($296,424). Values changed +0.3% in the past year and +8.3% over five years. Homeowners here pay a median 1.18% of their home's value in property tax each year ($3,226 on the typical home), versus 1.32% statewide.
Mortgage on the typical Walker County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,853 | $219,411 | $1,476 | $0 | $406 | $1,882 | $80,700 |
| 10% down | $27,426 | $246,837 | $1,660 | $103 | $406 | $2,169 | $93,000 |
| 5% down | $13,713 | $260,550 | $1,753 | $109 | $406 | $2,267 | $97,200 |
| 3.5% down (FHA) | $9,599 | $269,296 | $1,812 | $121 | $406 | $2,339 | $100,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Huntsville metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Glasscock County | $275,886 | +5.8% | 0.55% |
| Van Zandt County | $276,416 | -0.1% | 1.03% |
| Harris County | $276,524 | -2.0% | 1.62% |
| Hunt County | $271,566 | -2.3% | 1.24% |
| Robertson County | $270,893 | +2.7% | 1.01% |
| Wood County | $270,056 | -1.8% | 0.88% |
| Madison County | $278,799 | -1.9% | 0.98% |
| Real County | $279,435 | -1.1% | 1.07% |
| Caldwell County | $280,021 | -5.1% | 1.35% |
| Grayson County | $280,311 | -4.6% | 1.27% |
Frequently asked questions
What is the average home price in Walker County, TX?
The typical home value in Walker County is $274,264 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Walker County?
About $80,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Walker County?
The median effective rate is 1.18% of home value a year (Census ACS 2024 5-year estimates).