Wood County, Texas home prices
Typical home $270,056 · -1.8% in a year · property tax 0.88%
The typical home in Wood County is worth $270,056, 9% less than the Texas typical home ($296,424). Values changed -1.8% in the past year and +7.4% over five years. Homeowners here pay a median 0.88% of their home's value in property tax each year ($2,370 on the typical home), versus 1.32% statewide.
Mortgage on the typical Wood County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,011 | $216,045 | $1,453 | $0 | $333 | $1,786 | $76,500 |
| 10% down | $27,006 | $243,050 | $1,635 | $101 | $333 | $2,069 | $88,700 |
| 5% down | $13,503 | $256,553 | $1,726 | $107 | $333 | $2,165 | $92,800 |
| 3.5% down (FHA) | $9,452 | $265,164 | $1,784 | $119 | $333 | $2,236 | $95,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Robertson County | $270,893 | +2.7% | 1.01% |
| Hunt County | $271,566 | -2.3% | 1.24% |
| Goliad County | $268,136 | +3.2% | 0.94% |
| Smith County | $267,840 | -0.3% | 1.16% |
| Henderson County | $267,629 | -1.5% | 0.94% |
| Walker County | $274,264 | +0.3% | 1.18% |
| Burleson County | $265,577 | -0.5% | 0.95% |
| Hamilton County | $264,504 | +0.8% | 1.26% |
| Glasscock County | $275,886 | +5.8% | 0.55% |
| Andrews County | $263,891 | +6.9% | 1.28% |
Frequently asked questions
What is the average home price in Wood County, TX?
The typical home value in Wood County is $270,056 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wood County?
About $76,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wood County?
The median effective rate is 0.88% of home value a year (Census ACS 2024 5-year estimates).