Andrews County, Texas home prices
Typical home $263,891 · +6.9% in a year · property tax 1.28%
The typical home in Andrews County is worth $263,891, 11% less than the Texas typical home ($296,424). Values changed +6.9% in the past year and +10.1% over five years. Homeowners here pay a median 1.28% of their home's value in property tax each year ($3,383 on the typical home), versus 1.32% statewide.
Mortgage on the typical Andrews County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,778 | $211,113 | $1,420 | $0 | $414 | $1,834 | $78,600 |
| 10% down | $26,389 | $237,502 | $1,598 | $99 | $414 | $2,111 | $90,500 |
| 5% down | $13,195 | $250,697 | $1,686 | $104 | $414 | $2,205 | $94,500 |
| 3.5% down (FHA) | $9,236 | $259,111 | $1,743 | $117 | $414 | $2,274 | $97,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.28% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Andrews metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Milam County | $263,672 | +1.1% | 0.99% |
| Hamilton County | $264,504 | +0.8% | 1.26% |
| Burleson County | $265,577 | -0.5% | 0.95% |
| Randall County | $261,974 | +4.1% | 1.51% |
| Hartley County | $261,373 | +7.7% | 1.01% |
| Montague County | $260,206 | -2.0% | 0.92% |
| Henderson County | $267,629 | -1.5% | 0.94% |
| Smith County | $267,840 | -0.3% | 1.16% |
| Goliad County | $268,136 | +3.2% | 0.94% |
| Wood County | $270,056 | -1.8% | 0.88% |
Frequently asked questions
What is the average home price in Andrews County, TX?
The typical home value in Andrews County is $263,891 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Andrews County?
About $78,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Andrews County?
The median effective rate is 1.28% of home value a year (Census ACS 2024 5-year estimates).