Andrews, TX home prices
Typical home $263,786 · +6.8% in a year · income needed $78,600
The Andrews, TX metro area ranks 411 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.8% in a year and +10.1% over five years. With 20% down at 7.11%, the typical home costs about $1,833 a month including 1.28% property tax (Andrews County rate).
Mortgage on the typical Andrews home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,757 | $211,029 | $1,420 | $0 | $414 | $1,833 | $78,600 |
| 10% down | $26,379 | $237,408 | $1,597 | $99 | $414 | $2,110 | $90,400 |
| 5% down | $13,189 | $250,597 | $1,686 | $104 | $414 | $2,204 | $94,500 |
| 3.5% down (FHA) | $9,233 | $259,009 | $1,742 | $117 | $414 | $2,273 | $97,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.28% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Andrews area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Andrews County, TX | $263,891 | +6.9% | 1.28% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Andrews?
The typical home in the Andrews, TX metro area is worth $263,786 (Zillow, September 2026).
What salary do you need to buy a house in Andrews?
About $78,600 a year for the typical home with 20% down at 7.11%.