Montague County, Texas home prices
Typical home $260,206 · -2.0% in a year · property tax 0.92%
The typical home in Montague County is worth $260,206, 12% less than the Texas typical home ($296,424). Values changed -2.0% in the past year and +6.2% over five years. Homeowners here pay a median 0.92% of their home's value in property tax each year ($2,398 on the typical home), versus 1.32% statewide.
Mortgage on the typical Montague County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,041 | $208,165 | $1,400 | $0 | $330 | $1,730 | $74,200 |
| 10% down | $26,021 | $234,186 | $1,575 | $98 | $330 | $2,003 | $85,800 |
| 5% down | $13,010 | $247,196 | $1,663 | $103 | $330 | $2,096 | $89,800 |
| 3.5% down (FHA) | $9,107 | $255,493 | $1,719 | $115 | $330 | $2,164 | $92,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.92% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hartley County | $261,373 | +7.7% | 1.01% |
| Randall County | $261,974 | +4.1% | 1.51% |
| McLennan County | $257,622 | +0.4% | 1.42% |
| Milam County | $263,672 | +1.1% | 0.99% |
| Andrews County | $263,891 | +6.9% | 1.28% |
| Hamilton County | $264,504 | +0.8% | 1.26% |
| Hopkins County | $255,721 | -3.2% | 1% |
| Burleson County | $265,577 | -0.5% | 0.95% |
| Gonzales County | $253,175 | -6.2% | 1.31% |
| Irion County | $252,990 | -6.3% | 0.7% |
Frequently asked questions
What is the average home price in Montague County, TX?
The typical home value in Montague County is $260,206 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Montague County?
About $74,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Montague County?
The median effective rate is 0.92% of home value a year (Census ACS 2024 5-year estimates).