Randall County, Texas home prices
Typical home $261,974 · +4.1% in a year · property tax 1.51%
The typical home in Randall County is worth $261,974, 12% less than the Texas typical home ($296,424). Values changed +4.1% in the past year and +22.3% over five years. Homeowners here pay a median 1.51% of their home's value in property tax each year ($3,960 on the typical home), versus 1.32% statewide.
Mortgage on the typical Randall County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,395 | $209,580 | $1,410 | $0 | $461 | $1,871 | $80,200 |
| 10% down | $26,197 | $235,777 | $1,586 | $98 | $461 | $2,145 | $91,900 |
| 5% down | $13,099 | $248,876 | $1,674 | $104 | $461 | $2,239 | $96,000 |
| 3.5% down (FHA) | $9,169 | $257,229 | $1,730 | $116 | $461 | $2,307 | $98,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Amarillo metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hartley County | $261,373 | +7.7% | 1.01% |
| Milam County | $263,672 | +1.1% | 0.99% |
| Montague County | $260,206 | -2.0% | 0.92% |
| Andrews County | $263,891 | +6.9% | 1.28% |
| Hamilton County | $264,504 | +0.8% | 1.26% |
| Burleson County | $265,577 | -0.5% | 0.95% |
| McLennan County | $257,622 | +0.4% | 1.42% |
| Henderson County | $267,629 | -1.5% | 0.94% |
| Smith County | $267,840 | -0.3% | 1.16% |
| Goliad County | $268,136 | +3.2% | 0.94% |
Frequently asked questions
What is the average home price in Randall County, TX?
The typical home value in Randall County is $261,974 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Randall County?
About $80,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Randall County?
The median effective rate is 1.51% of home value a year (Census ACS 2024 5-year estimates).