Huntsville, TX home prices
Typical home $274,204 · +0.3% in a year · income needed $80,600
The Huntsville, TX metro area ranks 381 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.3% in a year and +7.1% over five years. With 20% down at 7.11%, the typical home costs about $1,882 a month including 1.18% property tax (Walker County rate).
Mortgage on the typical Huntsville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,841 | $219,363 | $1,476 | $0 | $406 | $1,882 | $80,600 |
| 10% down | $27,420 | $246,784 | $1,660 | $103 | $406 | $2,169 | $93,000 |
| 5% down | $13,710 | $260,494 | $1,752 | $109 | $406 | $2,267 | $97,100 |
| 3.5% down (FHA) | $9,597 | $269,237 | $1,811 | $121 | $406 | $2,338 | $100,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Huntsville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Walker County, TX | $274,264 | +0.3% | 1.18% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Huntsville?
The typical home in the Huntsville, TX metro area is worth $274,204 (Zillow, September 2026).
What salary do you need to buy a house in Huntsville?
About $80,600 a year for the typical home with 20% down at 7.11%.