Guadalupe County, Texas home prices
Typical home $293,039 · -1.8% in a year · property tax 1.43%
The typical home in Guadalupe County is worth $293,039, about the same as the Texas typical home ($296,424). Values changed -1.8% in the past year and +1.5% over five years. Homeowners here pay a median 1.43% of their home's value in property tax each year ($4,181 on the typical home), versus 1.32% statewide.
Mortgage on the typical Guadalupe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,608 | $234,431 | $1,577 | $0 | $495 | $2,072 | $88,800 |
| 10% down | $29,304 | $263,735 | $1,774 | $110 | $495 | $2,379 | $102,000 |
| 5% down | $14,652 | $278,387 | $1,873 | $116 | $495 | $2,484 | $106,400 |
| 3.5% down (FHA) | $10,256 | $287,731 | $1,936 | $130 | $495 | $2,560 | $109,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the San Antonio metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kaufman County | $292,707 | -3.8% | 1.68% |
| Colorado County | $291,555 | -3.7% | 1.05% |
| Rains County | $290,163 | +2.6% | 1.02% |
| Lavaca County | $289,905 | +1.4% | 0.89% |
| Aransas County | $296,412 | -4.8% | 1.02% |
| Palo Pinto County | $283,776 | +0.4% | 1.11% |
| Fannin County | $282,735 | -1.3% | 1.08% |
| Leon County | $304,189 | +1.3% | 0.69% |
| Dallas County | $304,821 | -1.6% | 1.58% |
| Grayson County | $280,311 | -4.6% | 1.27% |
Frequently asked questions
What is the average home price in Guadalupe County, TX?
The typical home value in Guadalupe County is $293,039 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Guadalupe County?
About $88,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Guadalupe County?
The median effective rate is 1.43% of home value a year (Census ACS 2024 5-year estimates).