Aransas County, Texas home prices
Typical home $296,412 · -4.8% in a year · property tax 1.02%
The typical home in Aransas County is worth $296,412, about the same as the Texas typical home ($296,424). Values changed -4.8% in the past year and +3.2% over five years. Homeowners here pay a median 1.02% of their home's value in property tax each year ($3,021 on the typical home), versus 1.32% statewide.
Mortgage on the typical Aransas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $59,282 | $237,129 | $1,595 | $0 | $400 | $1,995 | $85,500 |
| 10% down | $29,641 | $266,771 | $1,795 | $111 | $400 | $2,306 | $98,800 |
| 5% down | $14,821 | $281,591 | $1,894 | $117 | $400 | $2,412 | $103,400 |
| 3.5% down (FHA) | $10,374 | $291,043 | $1,958 | $131 | $400 | $2,489 | $106,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.02% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Guadalupe County | $293,039 | -1.8% | 1.43% |
| Kaufman County | $292,707 | -3.8% | 1.68% |
| Colorado County | $291,555 | -3.7% | 1.05% |
| Rains County | $290,163 | +2.6% | 1.02% |
| Lavaca County | $289,905 | +1.4% | 0.89% |
| Leon County | $304,189 | +1.3% | 0.69% |
| Dallas County | $304,821 | -1.6% | 1.58% |
| Palo Pinto County | $283,776 | +0.4% | 1.11% |
| Fannin County | $282,735 | -1.3% | 1.08% |
| Brazos County | $310,538 | -0.2% | 1.54% |
Frequently asked questions
What is the average home price in Aransas County, TX?
The typical home value in Aransas County is $296,412 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Aransas County?
About $85,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Aransas County?
The median effective rate is 1.02% of home value a year (Census ACS 2024 5-year estimates).