Dallas, TX home prices
Typical home $358,242 · -2.0% in a year · income needed $110,600
The Dallas, TX metro area ranks 209 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.0% in a year and +10.8% over five years. With 20% down at 7.11%, the typical home costs about $2,580 a month including 1.58% property tax (Dallas County rate).
Mortgage on the typical Dallas home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,648 | $286,594 | $1,928 | $0 | $652 | $2,580 | $110,600 |
| 10% down | $35,824 | $322,418 | $2,169 | $134 | $652 | $2,955 | $126,600 |
| 5% down | $17,912 | $340,330 | $2,289 | $142 | $652 | $3,083 | $132,100 |
| 3.5% down (FHA) | $12,538 | $351,754 | $2,366 | $158 | $652 | $3,177 | $136,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Dallas area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dallas County, TX | $304,821 | -1.6% | 1.58% |
| Tarrant County, TX | $318,481 | -0.8% | 1.65% |
| Collin County, TX | $477,505 | -4.7% | 1.58% |
| Denton County, TX | $432,421 | -2.9% | 1.61% |
| Ellis County, TX | $370,493 | -0.8% | 1.35% |
| Johnson County, TX | $336,224 | -1.1% | 1.24% |
| Parker County, TX | $443,613 | -0.1% | 1.4% |
| Kaufman County, TX | $292,707 | -3.8% | 1.68% |
| Rockwall County, TX | $409,262 | -2.3% | 1.54% |
| Hunt County, TX | $271,566 | -2.3% | 1.24% |
| Wise County, TX | $370,072 | -0.3% | 1.14% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Dallas?
The typical home in the Dallas, TX metro area is worth $358,242 (Zillow, September 2026).
What salary do you need to buy a house in Dallas?
About $110,600 a year for the typical home with 20% down at 7.11%.