Kimble County, Texas home prices
Typical home $344,722 · +5.6% in a year · property tax 1.27%
The typical home in Kimble County is worth $344,722, 16% more than the Texas typical home ($296,424). Values changed +5.6% in the past year and +11.0% over five years. Homeowners here pay a median 1.27% of their home's value in property tax each year ($4,382 on the typical home), versus 1.32% statewide.
Mortgage on the typical Kimble County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $68,944 | $275,778 | $1,855 | $0 | $538 | $2,393 | $102,500 |
| 10% down | $34,472 | $310,250 | $2,087 | $129 | $538 | $2,754 | $118,000 |
| 5% down | $17,236 | $327,486 | $2,203 | $136 | $538 | $2,877 | $123,300 |
| 3.5% down (FHA) | $12,065 | $338,478 | $2,277 | $152 | $538 | $2,967 | $127,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mason County | $344,398 | -0.5% | 0.84% |
| Chambers County | $348,474 | +0.4% | 1.05% |
| Montgomery County | $340,504 | -1.4% | 1.52% |
| Grimes County | $350,588 | -1.8% | 1.02% |
| Erath County | $338,569 | -0.2% | 1.07% |
| Bastrop County | $351,578 | -4.6% | 1.41% |
| Lee County | $351,670 | -0.0% | 0.96% |
| Johnson County | $336,224 | -1.1% | 1.24% |
| Waller County | $358,663 | -1.8% | 1.27% |
| Midland County | $329,884 | +1.7% | 1.23% |
Frequently asked questions
What is the average home price in Kimble County, TX?
The typical home value in Kimble County is $344,722 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kimble County?
About $102,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kimble County?
The median effective rate is 1.27% of home value a year (Census ACS 2024 5-year estimates).