Washington County, Texas home prices
Typical home $363,966 · +0.2% in a year · property tax 1.09%
The typical home in Washington County is worth $363,966, 23% more than the Texas typical home ($296,424). Values changed +0.2% in the past year and +10.3% over five years. Homeowners here pay a median 1.09% of their home's value in property tax each year ($3,971 on the typical home), versus 1.32% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,793 | $291,173 | $1,959 | $0 | $513 | $2,472 | $105,900 |
| 10% down | $36,397 | $327,570 | $2,204 | $136 | $513 | $2,853 | $122,300 |
| 5% down | $18,198 | $345,768 | $2,326 | $144 | $513 | $2,983 | $127,800 |
| 3.5% down (FHA) | $12,739 | $357,374 | $2,404 | $161 | $513 | $3,078 | $131,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Brenham metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mills County | $364,056 | +5.7% | 0.78% |
| Hays County | $366,672 | -3.4% | 1.66% |
| Kerr County | $367,529 | -1.9% | 0.97% |
| Waller County | $358,663 | -1.8% | 1.27% |
| Wise County | $370,072 | -0.3% | 1.14% |
| Ellis County | $370,493 | -0.8% | 1.35% |
| Fort Bend County | $374,185 | -2.1% | 1.86% |
| Lee County | $351,670 | -0.0% | 0.96% |
| Bastrop County | $351,578 | -4.6% | 1.41% |
| Grimes County | $350,588 | -1.8% | 1.02% |
Frequently asked questions
What is the average home price in Washington County, TX?
The typical home value in Washington County is $363,966 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $105,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 1.09% of home value a year (Census ACS 2024 5-year estimates).