Fort Bend County, Texas home prices
Typical home $374,185 · -2.1% in a year · property tax 1.86%
The typical home in Fort Bend County is worth $374,185, 26% more than the Texas typical home ($296,424). Values changed -2.1% in the past year and +14.8% over five years. Homeowners here pay a median 1.86% of their home's value in property tax each year ($6,959 on the typical home), versus 1.32% statewide.
Mortgage on the typical Fort Bend County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $74,837 | $299,348 | $2,014 | $0 | $767 | $2,781 | $119,200 |
| 10% down | $37,418 | $336,766 | $2,265 | $140 | $767 | $3,173 | $136,000 |
| 5% down | $18,709 | $355,476 | $2,391 | $148 | $767 | $3,306 | $141,700 |
| 3.5% down (FHA) | $13,096 | $367,407 | $2,472 | $165 | $767 | $3,404 | $145,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Houston metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ellis County | $370,493 | -0.8% | 1.35% |
| Wise County | $370,072 | -0.3% | 1.14% |
| Hood County | $379,202 | +0.2% | 1.05% |
| Kerr County | $367,529 | -1.9% | 0.97% |
| Hays County | $366,672 | -3.4% | 1.66% |
| Mills County | $364,056 | +5.7% | 0.78% |
| Washington County | $363,966 | +0.2% | 1.09% |
| Waller County | $358,663 | -1.8% | 1.27% |
| Williamson County | $394,699 | -4.8% | 1.61% |
| Wilson County | $395,462 | -0.2% | 1.22% |
Frequently asked questions
What is the average home price in Fort Bend County, TX?
The typical home value in Fort Bend County is $374,185 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fort Bend County?
About $119,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fort Bend County?
The median effective rate is 1.86% of home value a year (Census ACS 2024 5-year estimates).