Rio Blanco County, Colorado home prices
Typical home $326,192 · +2.6% in a year · property tax 0.33%
The typical home in Rio Blanco County is worth $326,192, 38% less than the Colorado typical home ($529,013). Values changed +2.6% in the past year and +24.3% over five years. Homeowners here pay a median 0.33% of their home's value in property tax each year ($1,090 on the typical home), versus 0.52% statewide.
Mortgage on the typical Rio Blanco County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,238 | $260,954 | $1,755 | $0 | $254 | $2,009 | $86,100 |
| 10% down | $32,619 | $293,573 | $1,975 | $122 | $254 | $2,351 | $100,800 |
| 5% down | $16,310 | $309,883 | $2,085 | $129 | $254 | $2,468 | $105,800 |
| 3.5% down (FHA) | $11,417 | $320,284 | $2,155 | $144 | $254 | $2,553 | $109,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Morgan County | $324,520 | -0.6% | 0.52% |
| Rio Grande County | $320,612 | +1.5% | 0.39% |
| Alamosa County | $319,782 | +2.5% | 0.43% |
| Fremont County | $333,916 | -1.2% | 0.36% |
| Dolores County | $307,256 | +2.8% | 0.27% |
| Moffat County | $299,145 | -0.4% | 0.4% |
| Pueblo County | $282,303 | -2.3% | 0.5% |
| Yuma County | $272,569 | +3.0% | 0.47% |
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Custer County | $399,858 | -0.7% | 0.39% |
Frequently asked questions
What is the average home price in Rio Blanco County, CO?
The typical home value in Rio Blanco County is $326,192 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rio Blanco County?
About $86,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rio Blanco County?
The median effective rate is 0.33% of home value a year (Census ACS 2024 5-year estimates).