Pueblo County, Colorado home prices
Typical home $282,303 · -2.3% in a year · property tax 0.5%
The typical home in Pueblo County is worth $282,303, 47% less than the Colorado typical home ($529,013). Values changed -2.3% in the past year and +3.8% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($1,422 on the typical home), versus 0.52% statewide.
Mortgage on the typical Pueblo County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,461 | $225,843 | $1,519 | $0 | $260 | $1,779 | $76,200 |
| 10% down | $28,230 | $254,073 | $1,709 | $106 | $260 | $2,075 | $88,900 |
| 5% down | $14,115 | $268,188 | $1,804 | $112 | $260 | $2,175 | $93,200 |
| 3.5% down (FHA) | $9,881 | $277,190 | $1,865 | $125 | $260 | $2,249 | $96,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado · part of the Pueblo metro area.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yuma County | $272,569 | +3.0% | 0.47% |
| Moffat County | $299,145 | -0.4% | 0.4% |
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Dolores County | $307,256 | +2.8% | 0.27% |
| Logan County | $252,455 | +1.0% | 0.46% |
| Phillips County | $252,008 | +0.7% | 0.56% |
| Lincoln County | $250,552 | +4.7% | 0.44% |
| Alamosa County | $319,782 | +2.5% | 0.43% |
| Rio Grande County | $320,612 | +1.5% | 0.39% |
| Washington County | $243,941 | -3.0% | 0.39% |
Frequently asked questions
What is the average home price in Pueblo County, CO?
The typical home value in Pueblo County is $282,303 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pueblo County?
About $76,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pueblo County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).