Yuma County, Colorado home prices
Typical home $272,569 · +3.0% in a year · property tax 0.47%
The typical home in Yuma County is worth $272,569, 48% less than the Colorado typical home ($529,013). Values changed +3.0% in the past year and +22.0% over five years. Homeowners here pay a median 0.47% of their home's value in property tax each year ($1,291 on the typical home), versus 0.52% statewide.
Mortgage on the typical Yuma County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,514 | $218,055 | $1,467 | $0 | $244 | $1,711 | $73,300 |
| 10% down | $27,257 | $245,312 | $1,650 | $102 | $244 | $1,996 | $85,600 |
| 5% down | $13,628 | $258,941 | $1,742 | $108 | $244 | $2,094 | $89,700 |
| 3.5% down (FHA) | $9,540 | $267,632 | $1,800 | $121 | $244 | $2,165 | $92,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Pueblo County | $282,303 | -2.3% | 0.5% |
| Logan County | $252,455 | +1.0% | 0.46% |
| Phillips County | $252,008 | +0.7% | 0.56% |
| Lincoln County | $250,552 | +4.7% | 0.44% |
| Moffat County | $299,145 | -0.4% | 0.4% |
| Washington County | $243,941 | -3.0% | 0.39% |
| Saguache County | $241,669 | -3.5% | 0.32% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
| Dolores County | $307,256 | +2.8% | 0.27% |
Frequently asked questions
What is the average home price in Yuma County, CO?
The typical home value in Yuma County is $272,569 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Yuma County?
About $73,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Yuma County?
The median effective rate is 0.47% of home value a year (Census ACS 2024 5-year estimates).