Huerfano County, Colorado home prices
Typical home $264,499 · -1.6% in a year · property tax 0.28%
The typical home in Huerfano County is worth $264,499, 50% less than the Colorado typical home ($529,013). Values changed -1.6% in the past year and +12.8% over five years. Homeowners here pay a median 0.28% of their home's value in property tax each year ($746 on the typical home), versus 0.52% statewide.
Mortgage on the typical Huerfano County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,900 | $211,599 | $1,423 | $0 | $194 | $1,618 | $69,300 |
| 10% down | $26,450 | $238,049 | $1,601 | $99 | $194 | $1,895 | $81,200 |
| 5% down | $13,225 | $251,274 | $1,690 | $105 | $194 | $1,989 | $85,300 |
| 3.5% down (FHA) | $9,257 | $259,708 | $1,747 | $117 | $194 | $2,058 | $88,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.28% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yuma County | $272,569 | +3.0% | 0.47% |
| Logan County | $252,455 | +1.0% | 0.46% |
| Phillips County | $252,008 | +0.7% | 0.56% |
| Lincoln County | $250,552 | +4.7% | 0.44% |
| Pueblo County | $282,303 | -2.3% | 0.5% |
| Washington County | $243,941 | -3.0% | 0.39% |
| Saguache County | $241,669 | -3.5% | 0.32% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
| Kit Carson County | $233,624 | +3.2% | 0.49% |
| Moffat County | $299,145 | -0.4% | 0.4% |
Frequently asked questions
What is the average home price in Huerfano County, CO?
The typical home value in Huerfano County is $264,499 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Huerfano County?
About $69,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Huerfano County?
The median effective rate is 0.28% of home value a year (Census ACS 2024 5-year estimates).