Kit Carson County, Colorado home prices
Typical home $233,624 · +3.2% in a year · property tax 0.49%
The typical home in Kit Carson County is worth $233,624, 56% less than the Colorado typical home ($529,013). Values changed +3.2% in the past year and +27.4% over five years. Homeowners here pay a median 0.49% of their home's value in property tax each year ($1,156 on the typical home), versus 0.52% statewide.
Mortgage on the typical Kit Carson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,725 | $186,899 | $1,257 | $0 | $213 | $1,470 | $63,000 |
| 10% down | $23,362 | $210,262 | $1,414 | $88 | $213 | $1,715 | $73,500 |
| 5% down | $11,681 | $221,943 | $1,493 | $92 | $213 | $1,799 | $77,100 |
| 3.5% down (FHA) | $8,177 | $229,393 | $1,543 | $103 | $213 | $1,860 | $79,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Las Animas County | $238,422 | -5.3% | 0.23% |
| Saguache County | $241,669 | -3.5% | 0.32% |
| Washington County | $243,941 | -3.0% | 0.39% |
| Lincoln County | $250,552 | +4.7% | 0.44% |
| Phillips County | $252,008 | +0.7% | 0.56% |
| Logan County | $252,455 | +1.0% | 0.46% |
| Conejos County | $212,372 | +1.3% | 0.4% |
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Cheyenne County | $196,246 | +2.9% | 0.47% |
| Yuma County | $272,569 | +3.0% | 0.47% |
Frequently asked questions
What is the average home price in Kit Carson County, CO?
The typical home value in Kit Carson County is $233,624 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kit Carson County?
About $63,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kit Carson County?
The median effective rate is 0.49% of home value a year (Census ACS 2024 5-year estimates).