Conejos County, Colorado home prices
Typical home $212,372 · +1.3% in a year · property tax 0.4%
The typical home in Conejos County is worth $212,372, 60% less than the Colorado typical home ($529,013). Values changed +1.3% in the past year and +12.0% over five years. Homeowners here pay a median 0.4% of their home's value in property tax each year ($857 on the typical home), versus 0.52% statewide.
Mortgage on the typical Conejos County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,474 | $169,898 | $1,143 | $0 | $178 | $1,320 | $56,600 |
| 10% down | $21,237 | $191,135 | $1,286 | $80 | $178 | $1,543 | $66,100 |
| 5% down | $10,619 | $201,753 | $1,357 | $84 | $178 | $1,619 | $69,400 |
| 3.5% down (FHA) | $7,433 | $208,525 | $1,403 | $94 | $178 | $1,674 | $71,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cheyenne County | $196,246 | +2.9% | 0.47% |
| Kit Carson County | $233,624 | +3.2% | 0.49% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
| Saguache County | $241,669 | -3.5% | 0.32% |
| Costilla County | $180,906 | -5.4% | 0.32% |
| Washington County | $243,941 | -3.0% | 0.39% |
| Lincoln County | $250,552 | +4.7% | 0.44% |
| Phillips County | $252,008 | +0.7% | 0.56% |
| Logan County | $252,455 | +1.0% | 0.46% |
| Sedgwick County | $172,249 | -1.9% | 0.45% |
Frequently asked questions
What is the average home price in Conejos County, CO?
The typical home value in Conejos County is $212,372 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Conejos County?
About $56,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Conejos County?
The median effective rate is 0.4% of home value a year (Census ACS 2024 5-year estimates).