Washington County, Colorado home prices
Typical home $243,941 · -3.0% in a year · property tax 0.39%
The typical home in Washington County is worth $243,941, 54% less than the Colorado typical home ($529,013). Values changed -3.0% in the past year and +21.9% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($943 on the typical home), versus 0.52% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,788 | $195,153 | $1,313 | $0 | $201 | $1,513 | $64,900 |
| 10% down | $24,394 | $219,547 | $1,477 | $91 | $201 | $1,769 | $75,800 |
| 5% down | $12,197 | $231,744 | $1,559 | $97 | $201 | $1,856 | $79,500 |
| 3.5% down (FHA) | $8,538 | $239,523 | $1,611 | $108 | $201 | $1,920 | $82,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Saguache County | $241,669 | -3.5% | 0.32% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
| Lincoln County | $250,552 | +4.7% | 0.44% |
| Phillips County | $252,008 | +0.7% | 0.56% |
| Logan County | $252,455 | +1.0% | 0.46% |
| Kit Carson County | $233,624 | +3.2% | 0.49% |
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Yuma County | $272,569 | +3.0% | 0.47% |
| Conejos County | $212,372 | +1.3% | 0.4% |
| Pueblo County | $282,303 | -2.3% | 0.5% |
Frequently asked questions
What is the average home price in Washington County, CO?
The typical home value in Washington County is $243,941 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $64,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).