Pueblo, CO home prices
Typical home $282,306 · -2.3% in a year · income needed $76,200
The Pueblo, CO metro area ranks 361 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.3% in a year and +3.8% over five years. With 20% down at 7.11%, the typical home costs about $1,779 a month including 0.5% property tax (Pueblo County rate).
Mortgage on the typical Pueblo home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,461 | $225,845 | $1,519 | $0 | $260 | $1,779 | $76,200 |
| 10% down | $28,231 | $254,076 | $1,709 | $106 | $260 | $2,075 | $88,900 |
| 5% down | $14,115 | $268,191 | $1,804 | $112 | $260 | $2,176 | $93,200 |
| 3.5% down (FHA) | $9,881 | $277,193 | $1,865 | $125 | $260 | $2,249 | $96,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pueblo area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pueblo County, CO | $282,303 | -2.3% | 0.5% |
What can you afford in Colorado on your salary? · Colorado home prices · Salaries in Colorado
Frequently asked questions
How much is a house in Pueblo?
The typical home in the Pueblo, CO metro area is worth $282,306 (Zillow, September 2026).
What salary do you need to buy a house in Pueblo?
About $76,200 a year for the typical home with 20% down at 7.11%.