Alamosa County, Colorado home prices
Typical home $319,782 · +2.5% in a year · property tax 0.43%
The typical home in Alamosa County is worth $319,782, 40% less than the Colorado typical home ($529,013). Values changed +2.5% in the past year and +31.8% over five years. Homeowners here pay a median 0.43% of their home's value in property tax each year ($1,370 on the typical home), versus 0.52% statewide.
Mortgage on the typical Alamosa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,956 | $255,826 | $1,721 | $0 | $274 | $1,995 | $85,500 |
| 10% down | $31,978 | $287,804 | $1,936 | $120 | $274 | $2,330 | $99,900 |
| 5% down | $15,989 | $303,793 | $2,044 | $127 | $274 | $2,444 | $104,800 |
| 3.5% down (FHA) | $11,192 | $313,990 | $2,112 | $141 | $274 | $2,528 | $108,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rio Grande County | $320,612 | +1.5% | 0.39% |
| Morgan County | $324,520 | -0.6% | 0.52% |
| Rio Blanco County | $326,192 | +2.6% | 0.33% |
| Dolores County | $307,256 | +2.8% | 0.27% |
| Fremont County | $333,916 | -1.2% | 0.36% |
| Moffat County | $299,145 | -0.4% | 0.4% |
| Pueblo County | $282,303 | -2.3% | 0.5% |
| Yuma County | $272,569 | +3.0% | 0.47% |
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Logan County | $252,455 | +1.0% | 0.46% |
Frequently asked questions
What is the average home price in Alamosa County, CO?
The typical home value in Alamosa County is $319,782 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Alamosa County?
About $85,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Alamosa County?
The median effective rate is 0.43% of home value a year (Census ACS 2024 5-year estimates).